📊 Compound Interest Calculator Philippines (Google Sheets) – Annual, Quarterly, Monthly, Daily

Built specifically for Filipinos who want to take control of their savings and investments, this Compound Interest Calculator in Google Sheets helps you clearly visualize how your money grows over time—perfect for tracking earnings from digital banks, time deposits, Pag-IBIG MP2, and other local interest-bearing accounts.

🎁 This is a free download, but if you find it helpful, donations are greatly appreciated. Your support helps maintain this resource and allows me to continue creating more tools for the Filipino personal finance community. Maraming salamat! 🇵🇭

Whether you're saving for your future, building your emergency fund, or investing for long-term goals, this tool provides a clear, customizable breakdown of compound growth—with tax-adjusted calculations based on Philippine standards.

✅ Features:

• Built for the Philippine finance landscape
• Supports compound frequencies: Annually, Quarterly, Monthly, and Daily
• Inputs for:
  • 💰 Initial Deposit
  • 📈 Rate of Return (%)
  • 💸 Withholding Tax (%) (Philippines standard: 20% by default)
  • 🔁 Monthly Contributions
  • 📅 Years to Compound
  • 🔄 Compound Frequency Selector
• Interactive table showing year-by-year or period-by-period growth
• Auto-generated graph for visual tracking
• Fully customizable, clean layout, and beginner-friendly

💡 If you want to see how much your money will grow in high-yield digital banks like Maya, SeaBank, or CIMB, or in time deposit products from BPI, RCBC, or even in Pag-IBIG MP2 savings—this calculator is made for you.